Travel Guard Travel Insurance for condo and house rentals

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Travel Insurance

You’ve saved, planned, and are looking forward to relaxing in the sun. There are many benefits from planning ahead, but what if things do not go according to plan shortly before your vacation begins? What if you or a loved one gets sick before you leave for your trip? What if you arrive and your bags don’t? What if a hurricane prevents you from starting your vacation or forces you to leave early?

We want your stay to be worry free. Trip insurance protects your trip investment in the event of a sudden emergency before you start your trip. Once you are here and you have to interrupt your trip it protects the full payment you made. The benefits listed below are included in your plan. The coverage goes into effect when the premium is paid. You will receive a Certificate of Insurance which will describe all the details applicable to the insurance coverage.

Insurance Coverages

Coverage	Details
Trip Cancellation & Interruption: Up to Insured Trip Cost (max. $100,000)	Covers trip investment for cancellation or interruption of trip for reasons including:
	Sickness, Injury, or death of an Insured, Immediate Family Member, Traveling Companion, or Business Partner Inclement Weather The Insured's principal residence being made uninhabitable by hurricane, fire, flood, or similar Natural Disaster, vandalism, or burglary Strike Military Duty Employer Terminations Layoffs or Job Transfers Required to serve jury duty, hijacked, or quarantined The Insured's Destination being made uninhabitable by hurricane, fire, flood, or similar Natural Disaster, vandalism, or burglary Being involved in an automobile accident while en route to departure A Terrorist Incident in a city listed on the Insured's itinerary within 30 days of the Insured's scheduled arrival A named hurricane causing cancellation of travel to the Insured's Destination that is inaccessible or uninhabitable The primary or secondary school where the Insured or Traveling Companion is a student must extend its operation session beyond its regular schedule Mechanical/equipment failure of a Common Carrier and causes complete cessation of travel for at least 48 consecutive hours A theft of passports or visas specifically required for the Insured's Trip.
$600 Travel Delay	Reimbursement for additional expenses (i.e. hotel) incurred when you are delayed for 12 hours or more due to (a) Common Carrier delay; or (b) lost or stolen passport, travel documents, or money; or (c) quarantine; or (d) Natural Disaster; or (e) Injury or Sickness of the Insured or Traveling Companion.
$200 Baggage Delay	Reimbursement for purchasing essential items (i.e., toiletries) when bags are delayed more than 24 hours. If the Baggage is delayed after the Insured has reached his or her Destination and the Common Carrier makes a charge for delivery, the Company will reimburse the reasonable cost to deliver the Insured’s Baggage to his/her Return Destination or residence, up to $25.
$100,000 Accidental Death & Dismemberment	Covers for loss of life or limb within 180 days of an accident on your trip.
$50,000 Emergency Medical Transportation	Covers evacuation and transportation to the nearest adequate medical facility when required by an attending physician; also includes cost for a medical escort.

24-Hour Emergency Assistance Services

Immediate help with any travel or medical emergency when you need it, wherever you need it; includes:

Cash advances
Telephone interpretation
Passport or ticket replacement
Physician referrals and appointments
Prescription replacement
Lost or delayed baggage tracing
Delivery assistance
Travel medical assistance
Vehicle return service
Concierge services
Pet return services

Identity Theft Protection

Identity Theft

Assistance in the event that you are a victim to identity theft during your trip by reviewing credit bureau records, review account activity, and interact with law enforcement.

Questions: Call Travel Guard Insurance 877-254-8842 and reference Product Number: 008375.

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